We hope you had a nice summer and are welcoming the return to a comfortable routine that September tends to bring.
In this edition of the Martens Report we want to bring to your attention some new changes to the income tax rules for life insurance and annuities that will come into effect January 1, 2017.
For Life Insurance:
Life Insurance has always played a very important role in one’s overall estate plan. Permanent life insurance policies, such as Universal Life or