Creating The Plan

 

No matter what stage of life you are in, we believe the best way to achieve your financial goals is with a sound financial plan that covers all the financial aspects of your life, both now and in the future. Although there are several strategies we discuss with clients each day, here are some of the key areas we cover when creating a plan.

Retirement Planning

Helping you determine what you will need in retirement is an essential part of your financial plan. After taking the time to understand all the variables that can affect your income in retirement, we can help ensure you are on track to thrive in your retirement years.

 

By understanding the retirement lifestyle you desire we can help ensure this becomes a reality.

 

 

 

Porfolio Design

Once we have established the right investment mix to suit your comfort for risk, the art of portfolio design begins. As independent advisors we have access to the top money managers in the country. We seek to create simple but effective portfolios that are actively managed by award winning managers with a proven track record and a disciplined investment approach.

 

Clients with larger accounts will have the opportunity to take advantage of better pricing options, or fee for service models to ensure we are unbeatable in both performance and price.

 

For clients seeking GICs we offer competitive rates from many banks and trust companies, all of which are CDIC insured up to a maximum of $100,000. For more information about CDIC, please consult the website on the CDIC link.

 

At Martens Financial we are not tied to one specific solution. We will suggest from a wide range of financial products, partners, and services depending on what suits your needs.

 

 

 

Estate Recommendation

Planning your estate is easy with the right advice. We assist you with smart, innovative strategies for transferring wealth to the next generation with ease.

 

We also strive to minimize your estate taxes, and have solutions to ensure you are generally prepared and organized so your executors can find your assets and distribute them more easily.

 

 

 

Income Planning

During your retirement years, the focus shifts from retirement planning to retirement ‘income’ planning. We ensure you take a smart approach to how much income you are taking and from which sources.  

 

We help to ensure your investments last throughout your lifetime, and do so, while paying the least amount of tax possible. This is achieved by recommending tax efficient investment programs, and navigating within the income tax brackets.

 

 

 

Family Protection

No matter what you do for a living or what stage you are at in life, it is always important to protect yourself and your loved ones. Ensuring your family is protected, no matter what, is a priority for us.

 

Knowing your family is looked after if an unexpected accident, health issue, or death occurs will give you the confidence to know the future you have planned for your family is secure.                   

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HollisWealth® is a trade name of Investia Financial Services Inc. and Hollis Insurance Inc. Mutual Fund products provided by HollisWealth are provided through Investia Financial Services Inc. Insurance products provided by Hollis Insurance Inc. Martens Financial is a personal trade name of Peter and Andrew Martens.