Hello, I hope that you and your family are well. I would like to start with a quick note about what is happening in our office. I have started meeting clients face to face, although, typically I have been doing so at client’s homes in an outdoor setting. Our branch has reopened; however, my team and I are planning to continue working mostly from home and are in the branch by appointment only. Phone meetings are still my preferred method of staying in touch, but I wanted eve